Why choose Mr. Ram Naidu as your broker?Having Ram Naidu arrange your mortgage will save you time, stress and money – which is why his clients keep coming back. Ram makes it easy!! Right from the start, he aims to make the home loan process as simple as possible. Ram will arrange to see you at a time and place that is convenient for you - whether that's after hours at home or in your lunch hour at a coffee shop. He can compare your current loan, re-assess your borrowing needs or help you start from scratch if buying your first home. He knows which questions to ask so he can give you the best possible advice and select the right loan for you. From there, Ram takes care of all the paperwork and keeps you updated during the application and settlement process, so you know exactly what's going on and when. Unlike other mortgage brokers, Ram Naidu has over 15 years experience in the property investment, he is a successful property investor and property developer. You can see Everest Funding at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you're getting the right possible deal with your existing lender. You can make an obligation-free appointment at a time and place that suits you. Ram Naidu will ask about your financial circumstances and objectives to find out what's important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the best home loan to suit your needs, not the lenders. Once you have agreed on a loan, we will manage the application and make sure everything is in order for the approval process.